Three hubs. One client record.

Everything starts from the recorded client conversation. Each hub takes that one record further.

I'm on sixty-eight now, since the March review.FreyaGross annual income£68,000Heard in the meeting
About three thousand a month, I think.FreyaMonthly outgoings£3,000Confirmed by the adviser
—State pension age67Not said aloud

Every value says where it came from, and the record is keyable into Intelliflo Office, field for field. Specimen client.

EFP

Your Pension Consolidation Recommendation

Your recommendation, explained

Prepared for

Freya Calloway

Prepared by

Marcus Ellwood, Ellwood Financial Partners

Date

24 June 2026

[email protected] | 020 7946 0154 | www.examplewealth.co.uk

Specimen

New Business Presentation·Cover

1 / 13

Option considered	Why it was discounted
Stay with the existing Aviva SIPP · your current arrangement	Higher ongoing charge; fund range exceeds your needs.
Stakeholder pension	Lower cost but no drawdown flexibility at retirement.
Full SIPP with another provider	Cost and complexity not justified by your requirements.

Holding	Value	Ongoing	Weighted
Governed Portfolio 5	£146,000	1.25%	1.00%
Global Blend Tracker	£36,400	1.04%	0.21%

Specimen decks: the client, the adviser and every figure shown are fictional.

Built from the client record, in your firm's brand. Type your firm's name and watch the pack repaint in your colours, on specimen data.

No necessary information — no recommendation.

Every draft is read against your own checklist, criterion by criterion — what it evidences, what falls short, and what it never says at all.

FailThe age that the fund would run out, based on the client's preferred level of income drawdown.
Neither the suitability report nor the illustration states the age or date at which the fund would run out based on a preferred income drawdown level.
PartialPlatform not permitting investors from re-registering some assets away from the platform.
PartialThe possibility of the funds running out early or that the state pension would not cover the client's essential spending needs.

Three of the five things one check sent back on a draft suitability report. The client and the adviser are fictional.

Nothing above was typed twice.

One recorded meeting. The record, the pack drawn from it and the gate held over it are the same client, read three ways.